Health Insurance in USA

A wealthy hospital benefactor is being shown around the hospital.
During her tour she passes a room where a male patient is masturbating furiously.
- "Oh my GOD!" screams the woman. "That's disgraceful! Why is he doing that?"

The doctor leading the tour calmly explaines:
- "I'm very sorry that you were exposed to that, but this man has a serious condition where his testicles rapidly fill with semen, and if he doesn't do that at least five times a day, he'll be in extreme pain and his testicles could easily rupture."

- "Oh, well in that case, I guess it's okay," says the woman.

As they pass the next room, they see a male patient laying in bed while a nurse performes oral sex on him. Again, the woman screams:
- "Oh my GOD! How can THAT be justified?"

Again the doctor spoke very calmly:
- "Same illness, better insurance."

Now, I am not from USA and I don't understand their health insurance system, but can this really be true? Is it really possible to get that level of service in American hospitals? Or is this joke some kind of propaganda of that Michael Moore guy?